Budgeting for Small Business
Course Overview
“A budget is telling your money where to go instead of wondering where it went.”
Every successful business depends on a solid financial foundation. Budgeting provides business owners with a roadmap for managing resources, controlling expenses, and achieving financial goals. Whether launching a new venture or managing an established company, understanding how to create and maintain a budget is essential for long-term success.
This workshop helps small business owners discover how to build an effective budget, manage expenses, and develop healthy financial habits that support business growth. Participants will learn practical techniques for forecasting income, tracking expenses, monitoring cash flow, and making informed financial decisions.
Through discussion, examples, and hands-on exercises, attendees will gain the skills needed to create a budget that supports both day-to-day operations and future business objectives.
By the end of the session, participants will have developed the foundation for a practical budgeting process they can immediately apply to their business.
Making Budgets Work for Small Business
Course Overview
A budget is only valuable when it is actively used to guide business decisions. Many small businesses create budgets but struggle to maintain them or use them effectively throughout the year.
This workshop focuses on what makes budgeting work. Participants will learn how to track spending, monitor performance against financial goals, identify problem areas, and make adjustments as business conditions change. The course explores practical strategies for maintaining financial discipline while allowing flexibility for growth opportunities.
Through real-world examples and interactive discussions, attendees will learn how to use budgeting as an ongoing management tool rather than a one-time planning exercise.
By the end of the session, participants will understand how to turn their budget into a valuable decision-making tool that supports long-term business success.
Debt Management for Small Business
Course Overview
Debt can be a useful business tool when managed properly, but unmanaged debt can limit growth and create financial stress. Understanding how debt works and developing strategies to manage it effectively are essential skills for business owners.
This workshop explores why businesses incur debt, compares different financing options, and provides practical strategies for managing repayment obligations. Participants will learn how to evaluate debt levels, improve cash flow, prioritize repayment, and create a plan to reduce financial risk.
Through practical exercises and discussion, attendees will gain a better understanding of how to use debt responsibly while maintaining the financial health of their business.
By the end of the session, participants will have the tools needed to create an effective debt management strategy.
Register here for this event: https://launchfayette.proximity.app/events/23-jul-2026-budgeting-and-debt-management-for-small-businesses
This course will be facilitated by Amber Cotton from Fifth Third Bank.
